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IRS ‘Free File Fillable Forms’ 2019 Has Issues With Form 8962, ‘Premium Tax Credit’.

by Anura Guruge


Click to ENLARGE and study.


Second year running that the usually estimable ‘free file fillable forms‘ has had problems with dreaded ‘ObamacareForm 8962. I guess it is one of the last forms they get around to tackling.

This year’s problem is crazy. Basically line 8a is dead. It doesn’t do the math and it won’t allow you to enter the value manually! I guess they had planned to make the two fields on that line 8a & 8b automatic — i.e., they would do the math. Simple enough.

8a = line 3 * line 7.

Guess they screwed up putting in the code to do that. So, it remains unpopulated.

And herein lies a fundamental problem with FFFF. If there is a way to OVERRIDE their ‘no entry’ block — I don’t know what it is.

They really should provide an OVERRIDE so that you can always modify or populate a field. Without that you are screwed.

So, I was screwed again. Also means I can’t use the FFFF electronic filing because I can’t complete all the Forms.

Luckily all 1040 Forms on IRS.GOV, this year, are fully editable online! Pretty neat. So, basically the same as FFFF.

So, I did Form 8962 and Schedule 2 online.

I, as I did last year, just mailed it in. Hate doing it, but it was the easiest for I.


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by Anura Guruge


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If You Are On Zyrtec Don’t Bother Trying To Switch Or Quit — Simple As That!

by Anura Guruge


Click to access U.K. “Daily Mail” original.


Click to access my post.


You are going to go on Zyrtec because you have bad allergies. And usually you have bad allergies because you are susceptible to various types of allergen — and rarely just one. If you are the allergic type, you are invariably going to be allergic to dust mites on top of the other stuff that likely bothers you.

So, if you start taking Zyrtec you might as well resign yourself to it being a life-sentence.

That definitely seems to be the case with I and I have come to terms with it.

It was 7-years ago that I was advised to take a Zyrtec a day, 365-days a year, whether I thought I needed it or not. I did as I was told. It was a miracle. Most of the chest colds I used to get, two to three times a year, basically went away. Overall I became much healthier. I realized that most of my chest colds were set off my allergies. So, I take Zyrtec, religiously, every day — as does Teischan (12).

Last August my doctor told me that he thinks Zyrtec is too strong and that I should switch to Claritin. I did. It was a bust. Claritin just wasn’t strong enough. My chest problems came back with a vengeance in days. So, after 22-days of suffering I had no choice but to go back to Zyrtec.

So, when I saw this article I was conflicted. People complaining of Zyrtec withdrawal appear to be missing the point. They shouldn’t be trying to go off Zyrtec in the first place! The itching will be the least of their problems. My advice is that they don’t try to quit.

Just stick with Zyrtec. That is what I am doing.


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by Anura Guruge

‘Autofinders’, Laconia, N.H. — Outstanding Used Car Dealership.

by Anura Guruge


Click image to access their very informative Website.





Click to access post.


I bought a 2008 Ford Taurus from Heath England, at ‘Autofinders‘ in Laconia, on Friday, January 25, 2019, and I have nothing but good things to say about the whole experience and the car.

It was an outstanding experience. Made you feel good. No buyer’s remorse of any sort. Heath and his dad, Jeff (the chief mechanic), made sure that the whole process was upfront, reasonable, quick and painless. Probably the BEST car buying experience I have ever had and as some of you know I am no stranger to buying cars. I have over the last 4 decades bought a lot of cars — on two continents.

On Thursday, January 24th, I needed ANOTHER car in a HURRY — like within 18-hours! We had to get rid of the 2004 Ford Explorer. It needed a wheel bearing. The Quest was in Maine for a week. Devanee (18) needed her car (the Infiniti) for school and work. Though the two Jags & the MGB were registered and insured I am not partial to using them in snow and we had a lot of snow on the ground and more coming. So, I needed a SNOW CAR — ASAP. That was when I serendipitiously stumbled upon ‘Autofinders’ and lucked out talking with Heath.

I had four requirements:

  1. A decent (but fair, win-win) price.
    …..
  2. Payment by credit card because there was no time for certified checks
    (and I have enough credit …) {Smile}.
    …..
  3. 20-day plates, because I wasn’t going to run-around getting it registered
    (and I will not drive with illegal plates).
    ….
  4. At least a 30-day warranty in case the wheels fell off.
    ….

Trust me, it was NOT easy to find a dealership in NH who could meet all of these criteria until I found ‘Autofinders’.

I can’t believe the number of dealers that tell you, boldface, to use plates from another car! That is a CRIME. The police can arrest you if you get stopped. Incredible. I kind of automatically rule out clowns that tell me to commit a crime because it means that they have no compunction doing the same. And I rather not deal with that ilk. At ‘Autofinder’ you can get a perfectly valid 20-day plate for FREE. I liked that.

Yes, when I pay by credit card the merchant has to pay a percentage of the price to the credit card company as a commission. I know that, and I also know what the percentages are. So, I am NOT impressed when a dealer tells me that if I pay by credit card they want x2 to x3 times that commission! That just increases the price of the car. Heath was totally honest. Said he would juts charge me what it was going to cost him. You cannot be FAIRER than that. I liked him. He, belying his age, truly knows the art of the deal. He didn’t know but he was dealing with an ol’ pro. I liked his style. He knows that negotiations have to be fair, win-win on both sides.

I saw the Taurus online. I called up ‘Autofinders’. Spoke to Heath. We negotiated on price and warranty. Didn’t take long. I said I will be there the next day. Offered to give him a deposit, by credit card, over the phone. He didn’t want it. He said he would hold it for I. He trusted I. That was good.

Very smooth transaction and extremely FAST. Wow. He gets that paperwork done fast. It was good. I was impressed.

I wanted a longer extended warranty that covered more than the powertrain. He got me a 2-year deal. He sold it to me at a small discount, since this warranty replaced the one he was going to give me. I checked around on this warranty. People say that they will accept it.

So far, so good. No problems with the Taurus. We like it. It is AWD and as such handles snow with impunity.

So, as you can see I am rather chuffed with ‘Autofinders’.

No hesitation in recommending them. Call them up or go to see them. Talk to Heath or Jeff. You will like them both. They are fun, decent folk.

I am SMILING.


Click to access this post from October 2018.


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by Anura Guruge

‘SSL Scanner’ At ‘SSLTools.com’, Nifty Way To Check That Your Website Is 100% Secure.

by Anura Guruge


Click to ENLARGE. Link to ‘SSL Scanner’: http://ssltools.com


I was told about this tool, i.e., SSL Scanner, by wordpress.com support.

Google Chrome was claiming that this blog (the one you are reading) was not 100% secure. That confused me since I use SSL certificates and am 100% legit. The support person said I had ONE insecure link on the blog! Holy Smokes. It was my link to the so called ‘Flag Counter‘ — i.e., the widget that showed the number of hits I get from various countries. I checked. Yes, ‘they’ were right. NOT a secure ‘https:’ link. Hence the warning. I removed the ‘Flag Counter’. It was an OLD version. The new version is FINE. I just haven’t god around to using it.

BINGO. Immediately Chrome started showing the full PADLOCK. Have a look at the top. This blog is 100% secure, 100% safe. There is THE PADLOCK.

So, I wanted to share this with you. Handy took. Works well and works FAST.



Now the ULTIMATE irony. The SSLtools Website is NOT secure. It is possible that they have to be like that in order that they can serve the largest audience. Just found it amusing.

Click to ENLARGE.


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by Anura Guruge


‘Free File Fillable Forms’ For 2018 Federal Tax Returns (With Latest Forms) Now Available At IRS.gov.

by Anura Guruge


Click image to access the ‘FFFF’ gateway … you have to register.


Yes! YeS! YES!

I just love ‘Free File Fillable Forms‘ — from the IRS, available to ALL, for FREE.

I have been using it, with GREAT SUCCESS, for the last 7 years (if not more). It works like a treat and every year they refine it a bit more to make it even better.

Yes, the 2018 ‘tax reform’ has messed things up and complicated matters BUT you can still get around. I just started today. Looks good. I am happy. Enjoy/

Helps if you have a printed set of IRS ‘1040’ instructions handy.


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by Anura Guruge


New Facebook Public Group To Celebrate The Legacy Of “IBM Mainframes”.

by Anura Guruge


Click to ENLARGE and read here.


The Goal of this Public Group.

Click to ENLARGE and read here.



Click to access the Facebook Public Group.



The intentions are very clear. For those that want to share and celebrate their experiences and memories working with IBM ‘big iron’, the mighty mainframes.

With luck, essentially a repository, where people can come to remember and leave with a smile on their face. There must be, by now, hundreds of thousands who have worked with or on IBM mainframes over the last 5 decades.

I have already posted. Now it is your turn.

Enjoy.


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Search ‘mainframe‘.


by Anura Guruge


WordPress.com Totally Screws Up ‘Copy A Post’ Feature — Which Worked Great For Years!

by Anura Guruge


Click to ENLARGE.


I use the WordPress ‘Copy a Post’ feature EVERYDAY — multiple times a day. Actually, I hardly ever create a ‘New Post’ from scratch. I always use a prior post as a template — and do so by COPYING it. Has worked fine for years. It was one of the more powerful capabilities of WordPress.

There was absolutely NOTHING wrong with it. It worked fine. ‘Copy a Post’ appeared as an option, on the left hand-side menu bar under ‘Posts’. You clicked on that and you got a list of all your recent posts plus a built-in search capability. Just select a prior post and off you went.

Then about 5 days ago the ‘Copy a Post’ option disappeared, without any explanation.

As a 10-year veteran of WordPress I knew others ways to copy a post. I did that.

Next day, WordPress was FORCED to add the EXPLANATION BOX highlighted in the above image. We didn’t need this. We had been doing fine. Doing GREAT.

Why fix something that definitely was NOT broken? Typical WordPress. Just can’t leave a good-thing alone.

Well, there must have been an outcry. The NEXT DAY they went back and reinserted the ‘Copy a Post’ option in the menu, BUT it did not work like before. Idiots.

I do despair of WordPress.com. They just insist on breaking what were perfectly good features.


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by Anura Guruge


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