Medicare Supplement High-Deductible Plan F (F+), Is Often The Better Deal.

by Anura Guruge

Click to ENLARGE.

Check out the math.

The difference between Medicare Supplemental Plan F and High-Deductible Plan F (i.e., F+) is the $2,240 (in 2018) deductible. With F+ you have to first pay the entire $2,240 deductible before ANY insurance kicks in.

Now do the math. And I did it for you above.

Assume that YOU will EXCEED the $2,240 deductible. So just factor it in as a 12-month ‘premium’. So, that is $2,240 ÷ 12 = $186.67 a month.

Add that $186.67 to the F+ premium, in this example $72. $72 + $186+67 = $258.67.

Cheaper whichever way you try to skin this cat.

OK. So you have to pay the deductible to begin with. But, you are saving $62.33 A MONTH to pay that deductible.

I am all in favor of F+. That makes sense to I.

Related posts:
Check Category ‘Healthcare’.

by Anura Guruge


‘SimpliSafe’ ‘Home Sweet Home’ TV Commercial (October 2018) — Another Catchy Ad Like ‘Tortoise & The Hare’.

by Anura Guruge

Click image to access video (with THE music) at

Heard this for the first time this morning and as with the (now famous) FedEx ‘Tortoise and the Hare‘ Ad THE MUSIC made me take notice.

So, from what I can see it is a background guitar track to the spoken narrative. But, WHAT guitar work? Paul Simon?

I checked, on YouTube, songs called “Home Sweet Home“. Don’t think the music is from any of them.

Yes, I checked. I cannot, as yet, locate the guitarist. But, this one might be easier than Tortoise and the Hare‘. One of YOU will know.

Just wanted to share and get your input.


Related posts:
Search on ‘Ads‘ & ‘FedEx‘.

by Anura Guruge

I Like ‘Jim Acosta’, I Like ‘CNN’ & I Rely On ‘1st Amendment’ Rights — So, I Am Ecstatic.

by Anura Guruge

This from the U.K. “Daily Mail”. Google for much more.

I actually saw the whole incident LIVE last Wednesday. I kind of knew that Jim was pushing his luck BUT did NOT think he did anything untoward or illegal.

He is doing his job.

I like him. I like CNN and trust 98% of what I hear from them. Not so the White House.

This was a GREAT victory for Democracy. For that we should be happy and proud.

Thank you Judge Timothy Kelly. Good to see that we have decent judges — even if they were appointed by Trump.

Related Posts:
Search ‘Trump’.

by Anura Guruge

Amazon Does NOT Let You Gift An E-Book To Someone Abroad — Say In Canada Or Australia!

by Anura Guruge

Click to ENLARGE.

I discovered this to my cost and embarrassment when I sent a GIFT of this book to my Canadian friend Paddy Kelly in part to say thank you for the “Live @Loon” CD he had so kindly sent me earlier this week.

He could NOT download the book.

I first thought it was a timing issue, i.e., book still not released in Canada.

We tried twice more the next day.

Then it dawned on me.

This book is $0.99 in the U.S. but Can. $ 1.31 in Canada!


Not right.

Biggest issue is that Amazon does not state this anywhere. There should be a warning.

But, now YOU know.

And THINK of this. I can buy a printed book in the U.S. and send it to Canada. Amazon does NOT stop me from doing that.

Related Posts:
Check Category ‘books’.

by Anura Guruge

Nikon Z6 Reference Manual Available For Download.

by Anura Guruge

You can download the original, from Nikon,
in clean, safe PDF form
by just clicking on this image.

The ‘User Guide’ isn’t available as yet.

Or you could visit the Nikon Website &
download from there.

Click on image to access the Nikon Website.


Related Posts:
Check Categories ‘Nikon’ & ‘Canon’.

by Anura Guruge

First Snow Central New Hampshire 2018 — 2019: Winter Storm ‘Avery’.

by Anura Guruge

Click to ENLARGE.

Well winter 2018 — 2019 is here. We are expecting at least 8″ of snow by morning. Already told the kids no school — so don’t even bother setting the alarms. At 9:45pm there was no snow. These pictures were taken around 11:55pm. Coming down fast.

I will keep you posted on Friday AFTER I have done some shoveling. Got 4 shovels and the snow pusher out and deployed Friday morning — in anticipation.

Related Posts:
Search “snow”.

by Anura Guruge

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