Tag Archive | healthcare.gov

Just In Case YOU Have Forgotten What ‘Presidential’ Sounds Like — Here Is A Crash Course.

by Anura Guruge



Just make some notes. He is NOT angry. He is at peace with himself and the world. There is no bitterness. There is humility.

No, Obama and I were not always on the same page. Yes, it is v. true that I campaigned like a black for him, thrice — NH primary, 2008 & 2012. I went door-to-door to over 400 houses. I made phone calls. I drove folks around. I bought Chinese take out to keep the rest of the folks going. But, he and I had major issues when it came to healthcare and healthcare.gov. I was mad at him.

But, I will have him, any day of the week, to what we have now.

Irrespective of your politics or the color of your skin watch this video for a few minutes.

Be honest to self. We have lost SOMETHING — haven’t we?

PAX.


Related posts:
Search ‘President’.


by Anura Guruge


 

‘Obamacare’ (i.e., ACA) Struck Down In Texas — Sure Glad I Just Got Out.

by Anura Guruge


Click to access MSNBC original. Google for more.


Well ACA, i.e., ObamaCare, still stands because this is sure to go the Supreme Court. But, IF I still relied on ObamaCare for our insurance I would be panicked. But, just last week the last of us got off the ACA system. WOW. What a relief.

I got Medicare in September. The wife already was on Medicare. Third daughter turned 18 in October and as such could apply for coverage on her own. That just left the 12-year old. Since both parents are on Medicare the State is going to cover both these two kids. So, for now, I am DONE with healthcare.gov. What a relief.

But, I feel for those that still have to rely on ACA. For all its faults it was better than anything we had previously.

I really hope ‘they’, i.e., Trump, doesn’t kill it.


Related posts:
++++ Check Category ‘healthcare’ >>>>
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Search ‘Obamacarefor posts from prior years >>>>


by Anura Guruge

“Delta Dental” Has Such An Old Computer System That They Can’t Offer Online Enrollment!

by Anura Guruge






Given that they have a monopoly in most of the states they operate in, they do not feel a need to be competitive or compelling. The goal is to make as much profits as possible and use it as executive compensation. It appears that they have not bothered to update their IT system in years. They try and do as much as possible the 1970s-way using paper.

Pretty shocking and sad. But, they are the ONLY game in town.

Now that I have, after spending over 9 hours this month and over 11 phone calls, given up trying to get insurance via healthcare.gov I tried to get dental insurance from Delta Dental directly. They were not very helpful. If anything they were downright uncooperative and unhelpful. They didn’t care if they got my business or not.

What a country. What a system. Totally hostage to these big insurance monopolies.

Just wanted to give you a heads up.


Related posts:
++++ Check Category ‘healthcare’.
++++
Search ‘Obamacare’.


by Anura Guruge

Ajit ‘Bloody’ Pai, Who Killed Net Neutrality, Was Appointed To The FCC By Barack Obama, In 2012!

by Anura Guruge


Click to ENLARGE and ENJOY.



Wow. WOw. WOW!

I had no idea. I would never have guessed. I just assumed that he, like Nikki ‘Necklace’ Haley, was an Trump appointee.

Obama. How could you have?

You got many things right, BUT Bloody Pai and healthcare.gov will haunt you forever and a day.

Healthcare.gov, that still sucks, was pretty inexcusable.

But, Bloody Pai is worse.

On, Mitch McConnell’s recommendation! Barack WTF were you inhaling that day? This has to be the epitome of stupid. McConnell’s recommendation! The man who vowed to stop you from having a second term. You must have got some good stuff delivered to the WH.

Indians. {Smile}

As folks that know me will attest, I get offended when folks ‘accuse’ me of being Indian. We will leave it at that.

Ah, Barack. How could you. And YOUR Net Neutrality.

I am holding this against you.

I am crushed.


Related Posts:
>>>> Search ‘Obama’.


by Anura Guruge

Last Day Of 2016 Health Care Insurance Open Enrollment & Healthcare.gov Can’t Handle The Traffic!

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by Anura Guruge


Related posts:
>> Kudos to healthcare.gov Reps.
>> Automatic re-enrollment.
>> NH health care premiums up 29%!

>> 88% tax penalty on Obamacare!

>> Anthem 2016 premiums up 29%!

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


healthcaregovhaltedsdad


 

Healthcare.gov, though 1,000 times better than it was in 2012, STILL HAS ISSUES.

Today, last day of open enrollment for 2016 IT is stalled — with this PARKING PAGE — unable to cope with the traffic. I guess it is better than what it did in 2012 in such situations — crash.

There are OTHER issues.

It cannot reconcile and determine that you already have completed your application and are all set.

I am getting, at a minimum, 4 e-mails and 1 phone call a day saying that I should apply for insurance WHEN in reality I am ALL DONE — and have even paid my first month premium.

Just a heads up.

Enjoy.


BEWARE: Anthem Blue Cross/Blue Shield Dental Insurance In New Hampshire.

healtcaregovcallusdssf .Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> Kudos to healthcare.gov Reps.
>> Automatic re-enrollment.
>> NH health care premiums up 29%!

>> 88% tax penalty on Obamacare!

>> Anthem 2016 premiums up 29%!

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


It would appear that NOT too many dentist in New Hampshire ACCEPT Anthem Dental insurance.

So it could very well turn out to be a TOTAL WASTE of MONEY.

So check, and check carefully, before YOU sign-up for Anthem Dental.

I signed up, because I also get Anthem Medical, BUT was FORTUNATE enough to be able to CANCEL (without a penalty or a premium payment) and switch back to Delta Dental VIA healthcare.gov.

So a HUGE Heads Up.


flyingpigrrHere is what I found when I tried to see IF my current dentist was covered.

NO DENTIST within 50 mile radius!

I am so glad that I was able to get out BEFORE it was TOO late.

anthemdental
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anthemdentalIIII

Click to ENLARGE.


Healthcare.gov (Obamacare/ACA): Kudos Upon Kudos For The Amazing Call Center Reps.

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by Anura Guruge


healtcaregovcallusdssfRelated posts:
>> Automatic re-enrollment.
>> NH health care premiums up 29%!

>> 88% tax penalty on Obamacare!

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


As with most things in my life, of late, my fervent hope that I would be able go through this year WITHOUT having to deal with the dreaded healthcare.gov came to naught. My plan to rely on the automatic re-enrollment, even IF it cost me more, just to avoid the aggravation of dealing with healthcare.gov unravelled, in a hurry, when I found out that I had no choice but to put the two kids on my insurance.

So with utmost trepidation I logged onto healthcare.gov. The system was all primed to handle my re-enrollment.

To be fair the system is at least 1,000 times better than it was in 2012 — and quite a bit better than it was last year.

It is actually getting pretty slick!

95% of the data was preloaded and updating it was a snap. Yes, there is still some infuriating ‘questions loops’ you have to answer BUT it is not too bad.

After saying all of that, in the end, it still SCREWED UP BIG TIME. It ended up saying that my eligibility was different to that of the kids, both minors — and here is the real kicker, they claimed I had ‘better’ eligibility than the kids! That obviously is wrong.


obamacare2016So I had to call the Call Center. 15 minute wait.

Then I got ‘Wendy’ (and I think as with most call centers they use arbitrary aliases).

The healthcare.gov Call Center Reps., from the getgo in 2012, have been SUPERB. Outstanding. Brilliant. Exemplary.

Wendy was magical. She is a genuine veteran. She has been there since the very start in 2012. She knew her marbles.

As soon as I started explaining the problem — and I did NOT have to finish — she knew what had to be fixed.

She fixed it. That is something very nice about the system: the reps can go in there and change values, on your application, without you having to do it.

I then begged her to stay on the line till I enrolled. She did. They really are trained to spend as much time the caller wants. Amazing.

Yes, I could have done the rest on my own BUT it was so much quicker and easier with Wendy.

She advised me to get a ‘Silver’ plan rather than ‘Bronze’. And to be FAIR I no longer care about the cost! ‘They’, THE GOVERNMENT, is going to tax me one way or the other. So might as well get a Silver Plan and pay less taxes rather than get a Bronze and pay more taxes.

Yes, the system, still has problems with document submission. Though I uploaded the documents I am not taking any chances. I am mailing them in too — today.

So that is my healthcare.gov story for 2015.


Healthcare.gov (Obamacare/ACA) Does Have An Automatic Re-Enrollment & That Is What I Am Doing.

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by Anura Guruge


Related posts:
>> NH health care premiums up 29%!

>> 88% tax penalty on Obamacare!

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


obamacareautomatic


Starting in October I started getting letters and ‘packets’ from my current health insurance provider, Anthem, saying that I could be — and would be — automatically re-enrolled in the same plan as I now have IF I opt not to login to (bloody) healtcare.gov and chose another plan.

I thought they were joking. I was sure that it would not be that easy.

Last week I got another letter, from Anthem, stating what my revised new premium would be, as of January 2016, IF I stayed on the current plan and opted to re-enroll.

It was still up 19%.

But I am going to take it. I really can’t stomach the aggravation of dealing, yet again, with healthcare.gov.

As I found out this year, to my COST, it doesn’t really matter what you do on healthcare.gov. The day of reckoning is when you do your Federal taxes! So why bother. Just pay what you have to pay and then be PREPARED to pay MORE as a tax penalty in April. So screw it. I am NOT going to bother messing around with healtcare.gov. That alone would be good for my health.

So a heads up. Public Service Announcement. IF you have health insurance this year, i.e., 2015, you can keep that for 2016 — most likely with a higher premium — without bothering with healthcare.gov.


The NEW Greyhound Website Has Major Issues — Healthcare.gov Redux.

Anura Guruge December 2014 thumbnail.
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by Anura Guruge


Related posts:
>>
Amtrak baggage check at Penn Station.

++++ Search ‘Philadelphia & ‘Jaguar’ for other posts >>>>


greyhoundnew1212

Click at YOUR peril. Best call 1-800-268-9000 though they have issues too.


greyhounderror


Until May of this year, when we had to get to Philadelphia to pick up our Jaguar XJ8, and Amtrak had had its Amtrak 188 Brandon Bostian crash, I had never been a great believer in buses as a means of long distance transport. Yes, we had taken an airport bus to Boston a few times but we really considered that a shuttle rather than anything else.

But the trip in May, when we used two bus services, one from Dover, NH to South Station in Boston (C&J), and then Greyhound from New York to Philadelphia, made a believer out of me. I am now convinced that Greyhound is THE BEST way to get from New York to Philadelphia. It takes exactly 2 hours (barring mishaps). That is about 30 to 40 minutes longer than by train. But it is less than half the price. $44 vs (say) $16 for 30 to 40 minutes — given that you have to hang around stations anyway.

Well I was trying to make a reservation on Sunday. The NEW system kept on giving me the above ERROR message or crashing. WOW. How could Greyhound have gone live with that? That is STUPID. I had no choice but to call the 1-800 268 9000 number. She was helpful enough. She admitted that the new system was NOT working. But here is the crazy part and I was NOT amused. Her system crashed TWICE while she was doing my reservation and she initially quoted me a price that was 50% higher than what it proved to be — because that was what the system told her.

Not good. If Greyhound can’t process reservations they will run into trouble quite quickly.

In my days as a BIG system consultant this was our golden definition of what a MISSION CRITICAL system was — any major airline would go belly up if there reservation system was down for 72 hours. I can’t see that that has changed much over the years and as such Greyhound is flirting with disaster.


My N.H. Anthem Obamacare (ACA) Healthcare Insurance Premium For 2016 Is Up 29%! 50% Increase Over 3 Years.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> 88% PENALTY on IRS Taxes!
>> IRS Form 8962 is a nightmare.
>> ObamaCare ‘Death Panels’ are real!
>> 2015 enrollment.
>> 5 Healthcare carriers in NH in 2015.
>> 2015 Obamacare coverage in NH.
>> ‘coveringnewhampshire.org’ …

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’posts >>>>


Click each image to access original article.

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From Forbes — from TODAY, Nov. 4, 2015.

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Washington Post from yesterday. So these are all recent.

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obamacarepremiums201533

November 2, 2015.


Given that I do circulate in Democratic circles I often encounter folks that tell me how great Obamacare is.

One amusing problem. None of those that tell me how great Obamacare is get their health insurance from Obamacare!

Walk in my shoes. I do get my insurance from Obamacare. Let me tell you that it is NOT affordable. Obamacare is a FRAUD.

I, in 2015, paid an additional $1,450 in TAXES because they said that my Obamacare premiums had been too low. So my 2014 Obamacare premiums, in reality, were 88% higher than what bloody, duplitiious healthcare.gov quoted me.

I have had with Obamacare.


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