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Tag Archive | fraud

eBay: BEWARE Change Shipping Address Scam — I Got An e-Mail.

by Anura Guruge


Click images to ENLARGE.

So, finally sold this Canon lens yesterday. Reasonably happy with price.


THEN got this e-mail this morning!


Just looked dodgy. Reminded me of some of the old Craigslist scams.

So, I Googled. BINGO.




Luckily I did NOT fall for it. There was no way I was going to bypass the eBay automated process for printing shipping labels.

Just wanted to give YOU a Heads Up.

OK?


Related Posts:
Search ‘eBay.


by Anura Guruge

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Barclaycard US & A Fraudulent $194 Charge From Best Buy.

by Anura Guruge


A sample image found on the Web. {SMILE}


I got a Barclaycard Mastercard in February of this year. The last thing I needed was another credit card (to the dozen or more I already had) BUT I would have been an even bigger fool than normal to turn down the generous, one-time $250 Cash Back Reward — given that the 90-day spend requirement to get that was beyond easy to meet. {SMILE}. Yes, I got the $250, as a statement credit, within six weeks and that made me happy.

Given my British antecedents I am fond of Barclays. A good British institution.

I don’t use the Barclaycard as much as I probably should — preferring instead, for reasons I am not truly sure as to why, to use my Bank of America (BofA), Fidelity or Discover.

Anywho …

I check transaction activity on all my cards, online, irrespective of the frequency of use, on a regular basis.

Last week I checked the Barclaycard account and was SURPRISED to see a PENDING charge for $194.40 from Best Buy. I certainly had not bought anything from Best Buy in a month — though it was very true that I had been browsing the Best Buy Website that week looking for a new tablet. But, I was pretty certain I had not accidently bought one. Checked my Best Buy account. Nothing, and I would NOT have bought anything outside of the account because I would have wanted my Best Buy points. Checked around. Nope, nobody in the house had bought anything from Best Buy — of late.

In reality we had only bought two things from Best Buy THIS year: the new refrigerator in early April and an Android phone (later returned) in late April. I had paid for the refrigerator on a Best Buy credit card. However, I had bought the phone using the Barclaycard and that transaction was properly listed — as was the RETURN a week later.

So this was a mystery and semi-scary.

A $194.40 charge, albeit still pending, on my card.

I called them. They answered fairly quickly.

They were SLICK and wonderful.

No hassle, no grief. Just a few questions and then it was BANG, BANG, BANG.

They cancelled my card. They voided the transaction and it was GONE — totally gone — by the next day.

FedEx delivered a new card next morning by 10am! Wow.

I am impressed. I am glad I got a Barclaycard.

But, a heads up.

This is scary. So who stole my card information — since I still had the card in my possession.

I wonder whether Barclaycard will be able to find out. 


Related posts:
++++ Search on ‘credit cards’ for many other related posts from past years >>>>


by Anura Guruge


I Warned Of Electronic Voter Machine Hacking & Fraud 4 Years Ago — Yes, In 2012.

by Anura Guruge


With the Wisconsin recount electronic voter machine
hacking and fraud is now BIG news.


hackedornot

Click to access ‘WIRED’ magazine original.


hackconcers

Click to access “ComputerWorld” original.


Well, I warned of this,
talking about exactly what could
happen over 4 years ago!


voterhacking

Click to ENLARGE and read snippet here. Use link below to access November 4, 2012 post.


To access my November 4, 2012 post click here.


2016: Red - Blue Map

2016: Red – Blue Map

Related Posts:
++++
Search on ‘Obama’, ‘Trump’, ‘Romney’ ‘Clinton’ for other related posts >>>>


by Anura Guruge

Do NOT Attempt To Repair Microsoft Office 360 or 2016 Using Microsoft Instructions!

by Anura Guruge


officerepair

This is from Microsoft. Click on image to access the page at “support.office.com” though I do NOT recommend it.


Do NOT follow the above Microsoft instructions.

At least on Windows 7.

It will automatically result in ALL Office 360/2016 apps, i.e., Word, PowerPoint, Excel etc. being removed from your computer — without you being asked or told.

It is not funny.

It is bloody diabolical.


Satya Nadella is such a bloody FRAUD.

Another scheming, money-grabbing FAKIR of the worst type,
with no shame.

I hate Microsoft. 


Related Posts:
++++
Search on ‘Microsoft’ for other related posts >>>>


by Anura Guruge

My N.H. Anthem Obamacare (ACA) Healthcare Insurance Premium For 2016 Is Up 29%! 50% Increase Over 3 Years.

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by Anura Guruge


Related posts:
>> 88% PENALTY on IRS Taxes!
>> IRS Form 8962 is a nightmare.
>> ObamaCare ‘Death Panels’ are real!
>> 2015 enrollment.
>> 5 Healthcare carriers in NH in 2015.
>> 2015 Obamacare coverage in NH.
>> ‘coveringnewhampshire.org’ …

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’posts >>>>


Click each image to access original article.

obamacarepremiums201511

From Forbes — from TODAY, Nov. 4, 2015.

** ** ** ** ** **

obamacarepremiums201522

Washington Post from yesterday. So these are all recent.

** ** ** ** ** **

obamacarepremiums201533

November 2, 2015.


Given that I do circulate in Democratic circles I often encounter folks that tell me how great Obamacare is.

One amusing problem. None of those that tell me how great Obamacare is get their health insurance from Obamacare!

Walk in my shoes. I do get my insurance from Obamacare. Let me tell you that it is NOT affordable. Obamacare is a FRAUD.

I, in 2015, paid an additional $1,450 in TAXES because they said that my Obamacare premiums had been too low. So my 2014 Obamacare premiums, in reality, were 88% higher than what bloody, duplitiious healthcare.gov quoted me.

I have had with Obamacare.


Not Just Netflix, All Of Us Will Be Impacted By Credit Card Insertion — Adding 30(+) Sec. Per Transaction.

creditcardemvAnura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>>
Credit card chip enforcement (EMV).

++++ Search on ‘credit card’ for other posts >>>>


netflixchipa

Click to ENLARGE and read here. Here is the link to the original: http://goo.gl/jaPxXs


Now that credit card chip enforcement (EMV) — i.e., insert vs. swipe — is in use have you noticed that it is taking 30 to 40 seconds LONGER for each transaction to be authorized. At least that has been my experience at Walmart — one of the FEW retailers, around here, that have moved to ‘insert’. Maybe that is just teething troubles during this first month. But then again it could be that the additional processing, which why we have a chip on the card in the first place, will always take longer — though possibly, with luck, not 30 to 40 seconds longer.

Unless we are travelling I don’t do too many credit card transactions a day (compared to others that work in a city or go shopping at Malls on a regular basis). But let’s say we, on average, do 4 credit card transactions a day. The extra 30 seconds would then translate to 2 minutes a day of WASTED time where we are hanging around, in front of a credit card machine, waiting to complete our transactions. That is a pretty amount of time — in my book. But let’s work this out. 2 minutes a day is 14 minutes a week. Now you have to admit that that is starting to get your attention.

1 WHOLE HOUR A Month!

1 whole hour.

That is 1/2 a Day each year.

A full day every 2 years.

Get the drift. This is NOT good. As some of you know I have a phobia about wasted time. Time is my greatest and most valuable possession. I really resent my time being wasted.

So a BIG heads up.

Check this INFOGRAPHIC about how much time we already spend inline — just on vacation. Credit card insertion will ADD to that!

Click to ENLARGE and read here.
This is the link for the original from the U.K. “Daily Mail”.

inline1111addsfsinline2222addsfs



Netflix balming credit card insertions for their DROP in U.S. revenues AMUSED ME — and I am a NFLX shareholder (and I own more than a couple).

Read between the lines.

This is what I think they are saying. There was a LOT of fraudulent credit card transactions on Netflix!

The chip-based cards are weeding out some of this FRAUD. That I think is the real cause.

 


Credit Card Chip Enforcement (EMV) Kicks In October 1, 2015. Is New Hampshire Ready For ‘INSERT Please’?

creditcardchip111

Click to access ‘Market Watch’ post.

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by Anura Guruge


Related posts:

++++ Search on ‘credit card’ for other posts >>>>


I had read about this months ago and had done some quick Googling to find out what it was all out.

In a nutshell, starting tomorrow, October 1, 2015, UNLESS you pay by credit card by INSERTING the card, so the embedded chip can be read, the credit card company will REFUSE to compensate the MERCHANT IF the transaction proves to be fraudulent. This is ANOTHER attempt to cut back on credit card fraud — which is a HUGE, billion dollar, if not trillion dollar, problem. The chip in the card, unlike the magnetic stripe, is HARDER to ‘crack’ — both in terms of making counterfeits or changing the information.

creditcardemvBut note. We as consumer are still protected SINCE we can’t determine what technology the merchants use. So the credit card companies will still protect credit card users.

The penalty and liability is on the MERCHANT.

So, how many times have YOU INSERTED your card in — recently, in New Hampshire.

I have done it a FEW times. Walmart uses it. Haven’t seen Supermarkets do so yet. Actually swiped my card this weekend. Wow. Don’t even think the New Hampshire Liquor Stores were using INSERT.

But all this changes tomorrow.

IF you are NOT INSERTING after tomorrow QUESTION the merchant. I have. At places like supermarkets, those working the register, have no idea. And I don’t blame them. Not their job.

But a HEADS UP.


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