Tag Archive | cheaper

Senator Rand Paul (R-Ky) Is Going to Canada To Get An Hernia Operation.

by Anura Guruge


Click to ENLARGE.

Search on Google News for ‘Rand Paul‘.


This is NOT a joke. This, alas, is very, very real.

A sitting U.S. Senator is going to Canada to get an hernia operation done!

The implications are horrendous. U.S. hospitals and doctors are NOT good enough. WOW.

Now remember, he is a doctor. Wow. So, he should know. WOW.

Canada? Yes, Canada?

Plus, he is not going there to get it done free or on the cheap — though it is way less expensive in Canada than here.

I really am in shock. This is not good. The last thing we need right now.


Related posts:
Category ‘Health Care’.


by Anura Guruge

When Looking At Medicare Supplemental Plans It Helps To Create A Spreadsheet.

by Anura Guruge


Click to ENLARGE.

Click to ENLARGE.


At least in my case I wanted to see the total MAXIMUM yearly costs for the relevant plans.

Just the monthly premium tells you little because you have to factor in the deductibles.

I amortize the deductibles across the year and add them to the premium. That then gives me a much more representative comparison.

Creating a spreadsheet like this is trivial. I will gladly send you this … you will just have to plug in YOUR monthly premiums. The deductibles are the same for ALL OF US — and these are the 2019 deductibles.


Related posts:
Check Category ‘Healthcare’.


by Anura Guruge

Medicare Supplement High-Deductible Plan F (F+), Is Often The Better Deal.

by Anura Guruge


Click to ENLARGE.


Check out the math.

The difference between Medicare Supplemental Plan F and High-Deductible Plan F (i.e., F+) is the $2,240 (in 2018) deductible. With F+ you have to first pay the entire $2,240 deductible before ANY insurance kicks in.

Now do the math. And I did it for you above.

Assume that YOU will EXCEED the $2,240 deductible. So just factor it in as a 12-month ‘premium’. So, that is $2,240 ÷ 12 = $186.67 a month.

Add that $186.67 to the F+ premium, in this example $72. $72 + $186+67 = $258.67.

Cheaper whichever way you try to skin this cat.

OK. So you have to pay the deductible to begin with. But, you are saving $62.33 A MONTH to pay that deductible.

I am all in favor of F+. That makes sense to I.


Related posts:
Check Category ‘Healthcare’.


by Anura Guruge

Blind Test, Nikon vs. Sony, Confirms Why I Plan To Switch To Nikon.

by Anura Guruge


Click image to access ‘BLIND TEST’. It is in Japanese. Get Google to translate. Site is RATHER slow. You can enlarge the pictures by clicking on them.


Some of the ‘Blind Test’ comparison pictures.

Click to ENLARGE.



My Contention.

Doesn’t matter which one is better. They are pretty close.

The DAMN Sony lens is 2.2 MORE EXPENSIVE.

I can pay 2.2 less and have the same image quality!


I read about this ‘blind test’, Nikon z7 vs. Sony a7RII, on the ‘DPReview‘ ‘Nikon Z’ forum.

Since I have a Sony a7II and plan to switch to a Nikon z6 (early next year) I was curious. The test was close enough — just a difference in resolution to my gear.

The test is in Japanese BUT, luckily, Google does an excellent job translating.

I did NOT have to do the whole test.

By the time I looked at 4 pictures I knew that my CONTENTION re. Sony was proved — BIG TIME.

My only gripe about Sony has been the prices of their lenses — especially full-frame, FE-mount lenses. They are ridiculously expensive. Yes, I could afford them BUT I would have a hard time justifying their prices. That is the reason I want to go with Nikon.

Until now, I couldn’t because Nikon didn’t make mirrorless, and I committed myself to mirrorless over 3-years ago.

The Nikon z6 is thus the ideal camera for I. Full-frame mirrorless, 5-axis In-Body Image Stabilization and affordable lenses (though I am not that convinced that the new lenses are superlative).

So, here is the CRUX of the Blind Test.

By definition, a Blind Test, compares similar offerings.

So, the image quality Nikon vs Sony was going to be CLOSE. And it is.

But, here is the kicker. The lens on the Sony is 2.2 MORE EXPENSIVE than that of the Nikon.

2.2 MORE Expensive and you can’t tell the DIFFERENCE.

Give me a break. I will have the CHEAP Nikon PLEASE.

Q.E.D.


Related Posts:
Check Categories ‘Nikon’ & ‘Canon’.


by Anura Guruge

Buying ‘Weatherables’ Deck Railing From Home Depot — The Way To Go.

by Anura Guruge


Home Depot & Weatherables work together — cooperatively.


Click to ENLARGE.


E-mailed quote from Weatherables.

Click to ENLARGE and study.


Quote for Weatherables generated by Home Depot.

Click to ENLARGE and admire.


The Weatherable Railing I installed.


Buying 40′ of Weatherable 36″ high Birmingham/Vilano deck railing from Home Depot rather than directly from Weatherables was 12% cheaper ($166) — and I did NOT have to pay $225 shipping costs (since HD does not charge any shipping as long as you pick it up at one of their stores).

And here is where it gets even BETTER. Weatherables did NOT have a problem with me placing the order through Home Depot rather than through them. They actually e-mailed their quote to Home Depot — DIRECTLY — so that HD could generate a new quote for me! That was pretty neat. The salesman, who was very helpful, even told me that he was ‘very cool’ with it because he gets a bigger commission for orders placed through HD. That seems strange but as an ex-salesman (earning commission) I was happy for him.

So it was WIN-WIN all around. Everybody was happy.

What I found, at least in the Concord (NH) and Rochester (NH) Home Depot stores, was that you really can’t find any HD employees who can really help you, with absolute confidence, when it comes to ordering the Weatherables stuff. They try but it is soon clear that they are as much at sea as I was. They suggest that you try and order online.

That is when I called up Weatherables and asked them to put together a quote. They were happy to do so and did it on the phone. The salesman I got knew his stuff and explained everything to me. The ONLY thing he REFUSED to touch — for obvious liability issues — was what length lag screws I should use to secure the metal posts onto my deck in the 3 places where I could not drill through to attach a bottom plate because there was a tall deck leg/post underneath. That was funny. He just refused to answer that. (I ended up using 3″ & 3.5″ lag screws, two on each post.)

Once the Weatherables salesman e-mailed his quote to Home Depot — to the Rochester store (and they had the e-mail) — I heard from a HD rep. within 24-hours. It was very quick and very smooth. HD called me, twice, to keep me appraised as to when the shipment would arrive. It was pretty quick. Within days. I was happy.

Another good deal with Home Depot.

 


Related Posts:
++++ Search ‘Home Depot’  >>>>


by Anura Guruge

“Outback Oilskin Vest” In “National Geographic” Catalogue 40% Less At “Boot Barn”.

by Anura Guruge


NatgVest

“National Geographic” 2016 catalogue. Use link below to access original. Click image to ENLARGE and read here.

Click here to access the “National Geographic” catalogue.
This is on Page 59.


bootbarn

Click to access “Boot Barn” listing.


Given that we are longtime (continuous) subscribers to the “National Geographic” (one of the few magazines which we now subscribe too) and that we regularly (around Christmas) buy stuff from the Catalogue we get all the NatG shopping catalogues, via mail, without fail. Deanna and I both thumb through them to see what catches our eyes.

This vest caught my fancy. I wear vests and wear them quite a bit. All those pockets appealed to me — especially these days with all the camera paraphernalia that I carry. And my birthday is coming up.

As soon as Deanna and Devanee worked out what I wanted they were on their phones … checking. Devanee found the “Boot Barn” offering at once!

NatG, who charges for shipping based on the dollar value of the item, wanted $18.95 for shipping & handling. So their total price was $147.95.

It was FREE shipping with “Boot Barn” and Deanna managed to get a $10 discount by signing up for their e-mail promotions. So she got it, with shipping, for $89.99. That is quite a difference in price.

Yes, I appreciate that with NatG I am also paying towards ALL the GREAT WORK they do. But …. $57.96 is a fair chunk of change.

Just letting you know.

I have found this same mark up, of course, with the Hammacher Schlemmer catalogue. You can find most things cheaper at Amazon.


Related Posts:
>> Check Category “Alton” for many other posts covering various topics >>>>


by Anura Guruge


‘Lumoid’ — Another Option For Renting Cameras, Especially Fuji.

by Anura Guruge


Lumoid1111

Click to ENLARGE and explore here. Use link below to access ‘lumoid.com’.

Click here to access ‘lumoid.com’


I found them a few days ago when I was researching camera rentals — in particular Fujis.

Cheaper than renting from Fujifilm USA but I don’t think they offer as many models. I plan to try them out soon.

Can get a 5% discount code for the first rental by signing up for their newsletter. That was easy enough.


Related posts:
++++ Search ‘Fuji’ and/or ‘images’ for other posts
>>>>

++++ Check Category ‘Six Images’ >>>>


by Anura Guruge

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