Tag Archive | ACA

‘Obamacare’ (i.e., ACA) Struck Down In Texas — Sure Glad I Just Got Out.

by Anura Guruge


Click to access MSNBC original. Google for more.


Well ACA, i.e., ObamaCare, still stands because this is sure to go the Supreme Court. But, IF I still relied on ObamaCare for our insurance I would be panicked. But, just last week the last of us got off the ACA system. WOW. What a relief.

I got Medicare in September. The wife already was on Medicare. Third daughter turned 18 in October and as such could apply for coverage on her own. That just left the 12-year old. Since both parents are on Medicare the State is going to cover both these two kids. So, for now, I am DONE with healthcare.gov. What a relief.

But, I feel for those that still have to rely on ACA. For all its faults it was better than anything we had previously.

I really hope ‘they’, i.e., Trump, doesn’t kill it.


Related posts:
++++ Check Category ‘healthcare’ >>>>
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Search ‘Obamacarefor posts from prior years >>>>


by Anura Guruge

IRS Form 8962, ‘Premium Tax Credit (PTC)’ — Do NOT Roundup Your Numbers, Specially On Line 5.

by Anura Guruge


89622016

Click image to ENLARGE.


The new Form 8962, that came to be with the 2014 Tax Returns, is probably the most pernicious feature of ObamaCare, a.k.a. Affordable Care Act (ACA) — and that takes some doing.

IF you have the misfortune of having to file one you will understand. Yes, I assume many of you rely on a Tax Preparer to do your taxes, including Form 8962. I have to assume that they must charge you more for doing it because it is not an easy form. It makes all the other common forms, Schedule D or Schedule C, seems TRIVIAL in comparison.

That the INSTRUCTIONS for Form 8962 runs to 18 pages is a clue that this is convoluted and complicated.

One of the stupidest things in this form is that it does NOT like you rounding up your percentage number when you are completing Line 5. Yes, it says so in the instructions BUT that is easy to miss.

IF you round up and say put .197 instead of .196 because the number you got from the division was .19689 you will be SCREWED! I kid you not. (And I made up those numbers to just serve as an example. I am not going to tell you mine. SMILE.)

I had my Free Fillable Form Electronic Filing REJECTED by the IRS because of that ONE Line 5 rounding up! Wow.

Took me about 10 minutes to work out what they were complaining about. Then, on reading the instructions, even more carefully, so it. DO NOT ROUND. I am so used to rounding up.

To be fair to the IRS it makes a difference. It, of course, depends on your numbers BUT I was surprised that in our case that rounding came to $20 — in OUR favor. So that is why the IRS balked. They wanted me to get it right.

So heads up. IF you are doing Form 8962 be careful rounding.


Related Posts:
++++ Search ‘tax‘ and ‘Free Fillable Forms‘ for many other posts >>>>


by Anura Guruge


My N.H. Anthem Obamacare (ACA) Healthcare Insurance Premium For 2016 Is Up 29%! 50% Increase Over 3 Years.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> 88% PENALTY on IRS Taxes!
>> IRS Form 8962 is a nightmare.
>> ObamaCare ‘Death Panels’ are real!
>> 2015 enrollment.
>> 5 Healthcare carriers in NH in 2015.
>> 2015 Obamacare coverage in NH.
>> ‘coveringnewhampshire.org’ …

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’posts >>>>


Click each image to access original article.

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From Forbes — from TODAY, Nov. 4, 2015.

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obamacarepremiums201522

Washington Post from yesterday. So these are all recent.

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obamacarepremiums201533

November 2, 2015.


Given that I do circulate in Democratic circles I often encounter folks that tell me how great Obamacare is.

One amusing problem. None of those that tell me how great Obamacare is get their health insurance from Obamacare!

Walk in my shoes. I do get my insurance from Obamacare. Let me tell you that it is NOT affordable. Obamacare is a FRAUD.

I, in 2015, paid an additional $1,450 in TAXES because they said that my Obamacare premiums had been too low. So my 2014 Obamacare premiums, in reality, were 88% higher than what bloody, duplitiious healthcare.gov quoted me.

I have had with Obamacare.


Healthcare.gov (ACA), a.k.a. Obamacare Confesses To Yet Another Cock-up.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> 88% PENALTY on IRS Taxes!
>> IRS Form 8962 is a nightmare.
>> ObamaCare ‘Death Panels’ are real!
>> 2015 enrollment.
>> 5 Healthcare carriers in NH in 2015.
>> 2015 Obamacare coverage in NH.
>> ‘coveringnewhampshire.org’ …

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’posts >>>>


obamacarecockup

Click to ENLARGE and read.


I got this letter on Monday, July 27, 2015.

Healthcare.gov was IMPACTED by a frigging problem? So what is bloody new here.

Healthcare.gov, ACA, ObamaBLOODYCare, has been an abortion. I was so looking forward to getting insurance through ACA. Now I hate it. Hate it with a passion. Hate it probably even more than your common or garden Tea Partyer.

I got whacked a 88% IRS Tax Penalty in April 2015 — IRS saying I paid too little for ObamaBLOODYCare. That was the last bloody straw.

I am not going to do anything about this bleeding letter. Why bother trying to see IF they can reduce my premiums. I will get whacked at bloody tax time.

I can’t wait for Donald Trump to become president just to have ObamaCare repealed.


I Signed Up For 2015 Insurance On Healthcare.gov, aka, Obamacare [i.e., ACA], Website Without Too Much Grief.

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Prior logons appear to work — Oct. 9, 2014.
>> 5 Healthcare carriers in NH in 2015 — Sep. 4, 2014.
>> 2015 Obamacare coverage in NH — Sep. 3, 2014.
>> ‘coveringnewhampshire.org’ … — Aug. 26, 2014.
>> You may LOSE Obamacare (i.e., ACA)
>> Healthcare Subsidies — July 17, 2014.

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


Given all the cruel and unusual grief I suffered last year trying to sign up for 2014 coverage, and the amount of harassment I have endured this year with ‘the system’ incessantly demanding documents from me, I was dreading having to sign up for 2015 insurance. Not only is it the law (and I can’t afford to cough the penalty) my precarious health dictates that I have at least catastrophic coverage to keep the family from the ‘Poor House’ the next time I fall ill.

I had kind of worked out a strategy to hopefully minimize any system load related grief. I was going to sign up on the late afternoon of Wednesday, November 26, when everybody else would be busy trying to get where they were going for Thanksgiving. I had assumed that the day before Turkey would be a quiet day for healthcare.gov. I am sure the same will be true over the whole 4-day Thanksgiving period but I didn’t want to tackle it on a holiday or when Internet traffic would be at a peak on Black Friday.

2015healthcaregov1But as with all my plans I didn’t stick to it. Over the last 2 weeks as the very observant among you may have noticed I have switched my schedule around. I no longer pots or doing anything serious on this blog during the day. Instead I work on the book. That way I can devote some quality writing time to the book. Today, for a change, I made some good progress on the book. 30% done. I was ready to start a new section. It was just past 4 pm. Occurred to me that IF I try and get my Obamacare taken care of today, I will have tomorrow free to work on the book. So I gingerly logged onto healthcare.gov around 4:10 pm. Being who I am, I had made sure that my logon worked on November 15th itself — i.e., the very day the system opened for 2015 enrollment. Actually, being who I am, I checked it a few times! Remember I am the one that has contingency plans for contingency plans.

Logon worked fine. Quick. No problems. Like night and day compared to the nightmare of last year. The process wasn’t too bad. Yes, I did NOT have to enter much data. Just verify and confirm information from last year. But they do insist on a tedious Q&A process. But, it was OK. I was done within about 45 minutes.

My premium went up 12%. I could have got a lower premium with one of the new carriers but from what I could see their network really had no doctors. So wasn’t much use having insurance with them if they don’t have any ‘in-network’ doctors.

I am SURE there is a GLITCH with dental insurance. As was also the case last year, though dental is OPTIONAL, it doesn’t appear to let you SKIP dental! I was going to skip it this year. But after 2 attempts to say NO and move on I decided that it must be fate. I had to have the damn insurance. So I got it. It had gone up 16%.

Yes, being the PRO I am with this system I UPLOADED the documents I had to submit. Got all the GREEN submitted and completed boxes. BUT, of NO! I already created a fat envelope with copies of the documents. Going to send it certified mail tomorrow. Not doing the same dance as last year.

But now will begin the tango with Anthem and Delta. But at least I have stuff already in place with them.

I will, of course, keep you posted.

Happy Turkey.


The 2 Dallas Nurses From Presbyterian Who Contracted Ebola & 76 Other Health Workers — Have They All Been CHASTE?

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Why aren’t heads rolling at Presbyterian — October 15, 2014.
>> Doctor who misdiagnosed Eric Duncan — Oct. 9, 2014.
>> Who is paying for Dallas Ebola patient — Oct. 1, 2014.


76ebolaworkers1a

Click to access original.


chastitybeltWhen the media glibly talk about Ebola only being transmittable by bodily fluids they rarely if ever mention that these fluids include semen and as such most likely also vaginal secretion.

So if any of these poor folks were having sex, and the chances are pretty high that they were (given that the 2nd nurse, Amber Vinsonwas planning her wedding), there is a WHOLE new category of folks in risk.

I do not hear these folks being talked about. I can understand the media being squeamish to talk about sex partners in their news reports but what about the CDC.

Were they told to lay off sex?

Maybe the CDC, in addition to Hazmat suits, should also be dishing out chastity belts.

I think about such things. That is what I do.


Why Aren’t Heads Rolling At “Texas Health Presbyterian” in Dallas Over Obvious Ebola Mismanagement,

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Doctor who misdiagnosed Eric Duncan — Oct. 9, 2014.
>> Who is paying for Dallas Ebola patient — Oct. 1, 2014.


This is the Interim CEO of Texas Health Presbyterianin Dallas (TX), Jim Berg.
bergberg1a

Click to visit THEIR Website. Makes interesting reading.

First Question: WHY has he been INTERIM President and CEO for 7, yes, SEVEN, years?

That alone is suspicious. Is he not qualified.

Second Question: Why isn’t he already in police custody because I am sure this will eventually boil down to criminal negligence on the part of this accursed hospital.


I already said on October 9 that this hospital was screwed — it might as well declare bankruptcy now.

Well that was a week ago.

Things have turned much more ugly.

IF an innocent patient at this hospital contracts Ebola from a nurse, who was also providing care to Eric Duncan, all hell will break lose.

They have already, from what I heard over the weekend, stopped accepting ER patients.

As of TODAY they should stop accepting ANY patients.

Basically the hospital should be put on lockdown. No new patients.

This hospital should be closed — in time. I hope it does not end up as a SAD and frightening edificial memorial to Ebola in the U.S.?

This is crazy. Disgrace to the U.S.

Where the heck is Rick ‘am I awake’ Perry? Sleeping on the job or is it with a campaign worker?

Mark my word. This hospital has to go.

All of this because some idiot doctor MISDIAGNOSED Eric Duncan. He should be arrested. We should know who he is. People must know. Come on. Lets have the name. Most likely a U.K. tabloid will get it soon.

Jim Berg … do the decent thing. Resign and go to the nearest police station and give yourself up.

Let CNN’s Dr. Sanjay Gupta run this hospital — albeit to the ground.


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